Free tool
SIP & mutual fund calculator
See what a monthly SIP or a one-time investment could grow to, and how much of it is pure compounding.
Returns are assumed, not guaranteed. Equity mutual funds are market-linked; actual outcomes vary year to year. This shows the power of compounding, not a promise.
Investing ₹18,00,000 could grow to ₹50,45,760 at 12% over 15 years.
Why SIPs work
A Systematic Investment Plan invests a fixed amount every month, so you buy more units when markets are low and fewer when they are high, averaging your cost over time. The real magic is compounding: returns earn returns, and the longer the horizon, the larger the share of your final corpus that comes from growth rather than your own contributions.
Returns here are assumed, not guaranteed, equity is market-linked and volatile. Use the calculator to compare horizons and contribution sizes, not to predict an exact figure. Disciplined investing and disciplined trading rest on the same idea: a repeatable process beats a lucky bet.
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